NCE SOLAR FINANCE IS EASY
Empowering Your Future with Flexible Solar Financing
$0 upfront with green loans
Why Choose Solar Financing?
Investing in solar energy is a smart move towards sustainability and cost savings. However, the upfront costs can be a hurdle. At NCE SOLAR, we offer a range of financing options to make solar accessible and affordable for everyone.
$0 Upfront Costs
Get started with solar today—no large initial payment needed. Enjoy immediate savings on your power bills while spreading out the cost over time.
Lower Your Dependence on the Grid
Generate your own clean, renewable energy and reduce your reliance on traditional electricity providers. As energy prices continue to rise, your solar system helps shield you from growing utility costs.
Boost Your Property Value
Homes with solar are in high demand. An energy-efficient home equipped with a reliable solar system is more appealing to potential buyers and may command a higher market price.
A Long-Term Smart Investment
Solar panels are built to last, require minimal upkeep, and deliver consistent performance for years. That means long-term savings and an excellent return on your investment.
Green Home Loan Options
Take advantage of green home loans offered by major New Zealand banks to finance your solar installation:
ANZ Good Energy Home Loan
Borrow up to $80,000 at a fixed rate of 1.00% p.a. for 3 years.
ASB Better Homes Top Up
Top up your existing home loan by up to $80,000 at a fixed rate for 3 years.
Westpac Greater Choices Home Loan
Borrow up to $50,000 interest-free for 5 years for eco-friendly home improvements.
Kiwibank Sustainable Energy Loan
Receive up to $2,000 over 4 years for renewable systems, with waived top-up fees for existing home loan customers.
Eligibility criteria and terms apply. Please consult with your bank for detailed information.
Solar & Finance
Frequently Asked Questions
Solar financing allows you to install a solar power system with little to no upfront cost. You can pay for your system over time through interest-free finance plans, home loan top-ups, or green loan options offered by major banks. It’s a flexible and affordable way to start saving on your energy bills immediately.
No, NCE SOLAR does not provide finance directly. However, we work with customers to help them access solar finance through their bank, including providing system quotes and documentation needed for loan approval.
Several New Zealand banks offer green home loan top-ups for solar and sustainable upgrades:
ANZ Good Energy Home Loan – Up to $80,000 at 1% p.a. fixed for 3 years
ASB Better Homes Top-Up – Competitive fixed rates for up to $80,000
BNZ Green Home Loan – Up to $80,000 at 1% p.a. fixed for 3 years
Kiwibank Sustainable Energy Loan – Up to $2,000 cash contribution + no top-up fee
Westpac Greater Choices Home Loan – Up to $50,000 interest-free for 5 years
Terms and conditions apply. Please check with your bank for specific eligibility.
Most banks require that you already have a home loan with them. Approval will depend on your financial position, loan-to-value ratio, and other lending criteria. Our team can help provide the necessary documentation to support your application.
Yes, if approved for a green loan top-up from your bank, you can install a solar system with no upfront payment and spread the cost over several years—while benefiting from immediate savings on your power bill.
Yes. A home with an efficient, installed solar energy system is more attractive to buyers. Studies show that solar can increase resale value and market appeal, especially as more buyers prioritize sustainability.
Savings depend on your electricity use, system size, and sunlight exposure. Most New Zealand homeowners save hundreds—sometimes thousands—of dollars per year. The sooner you start, the sooner you see those savings.
Yes. Many green home loan options allow you to include solar batteries in your loan. This lets you store excess energy for night-time use, further reducing reliance on the grid and increasing energy independence.